Name

Name

Edward A. Short

Personal details

Location

Dallas, TX

Web

http://www.htxpropertybuyer.com/

Short Bio

Know what terms you want before trying to apply and keep your budget in line. No matter how great a new home is, if it makes you unable to keep up with your bills, trouble is bound to ensue. Make sure that you aren't paying any more than 30 percent of your salary on your loan. Paying more than this can cause problems in the future. You will have your budget if your payments are manageable. There are several good government programs for first-time home buyers. Make sure that you collect all your personal financial paperwork on hand before meeting a mortgage lender. The lender is going to need income proof, proof that you're making money, and other documentation of assets. Being well-prepared will help speed up the application process. You might want to look into getting a consultant to help guide you through this process. A home loan consultant looks after only your best interests and can help make sure you navigate the process. They can also make sure that your terms are fair. Do not allow a single denial keep you from getting a home mortgage. One lender does not doom your prospects.Shop around and talk to a broker about your options are. You might find a co-signer can help you get the mortgage. If your mortgage is causing you to struggle, get some help. Counseling is a good way to start if you are having difficultly affording the minimum amount. There are various agencies that offer counseling under HUD all over the Department of Housing and Urban Development all around the country. These counselors who have been approved by HUD offer free advice to help you how to prevent a foreclosure. Call HUD office locations. https://goo.gl/fZ1d6R

History

Member for

8 years 1 month