Name

Name

Stephen K. Mayes

Personal details

Location

Norcross, GA

Web

http://www.homesolutionsrva.com/

Short Bio

Prior to applying for a home mortgage, get all your documents ready. There is basic financial paperwork that is required by most lenders. You should have your tax returns, W2s and bank statements. When these documents are readily available it makes the process smoother and faster. Make sure to see if a property has decreased in value before seeking a new loan. Even though you might think everything is great with your home, the lending institution might value it much differently, and that may hurt getting approved for the mortgage. Get all your financial papers together before you ever see your mortgage lender. Your lender must see bank statements, proof of income, and other financial documentation. If you have what you need before you go, you will get approved much quicker than you would have otherwise. Educate yourself on the home's history when it comes to property tax. Before signing home mortgage loan documents, you need to know how much you can expect your property taxes to be. If the tax assessor puts a higher value on your property than you know of, you will have a surprise coming.

History

Member for

7 years 10 months